Government Payment Integration & Public Initiatives
The Iraqi government has introduced digital payment initiatives to modernize public services, improve tax collection, expand financial inclusion, and reduce reliance on cash. EPSPs and banks that integrate with these platforms can enable electronic bill payments, government fees, social transfers, and payroll disbursements.
Government Integration Areas
- Utility and telecom bill payments
- Government fee and tax payments
- Social and pension disbursements
- e-Government services and licensing platforms
Strategic Benefits for EPSPs
- Increased transaction volumes
- Expanded merchant and user adoption
- Improved financial inclusion metrics
- Alignment with national digital transformation goals
CBI/Fiscal Authority
- Ensure secure system integration
- Protect customer data
- Provide reporting on government transaction flows
- Maintain uptime and performance standards
How Etihad Can Assist
Etihad provides legal and regulatory advisory services to banks, financial institutions, and businesses, supporting compliance with applicable laws, regulations, and regulatory guidance issued by any competent authorities.